Overall US P/C Combined Ratio Improves in 2023 but Trouble Spots Remain: S&P

The U.S. property/casualty industry’s net combined ratio improved in 2023 to 101.7 from 102.5 the prior year, according to S&P Global Market Intelligence. The combined ratio for the industry’s personal business lines came in at 106.7%—about 3.2 points better than …

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